Indiana Retirement Planning
Greenwood Community Financial Services
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Greenwood Community Financial Services is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
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Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
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Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
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Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in July–September 2026
- There are no events scheduled during these dates.
Our Downloads
Optimizing Social Security
Many Americans rely on Social Security in retirement, counting on it for their monthly income. That’s why it’s crucial to understand how to construct a tailored Social Security claiming strategy for your unique financial situation and timeline. But even if you don’t rely on it, you could still benefit from knowing when the right time to claim Social Security is for you. Although you will most likely not be able to maintain your current lifestyle on a Social Security benefit alone, it can make up a significant portion of your income and is guaranteed for as long as you live.
Our Blog
Should I Consider a Roth IRA Conversion?
A Roth conversion is the process of moving assets from a Traditional, SEP, or SIMPLE IRA, or from a qualified [...]
A Guide to Understanding Tax Refunds
A tax refund is a repayment to taxpayers for any excess tax paid. It is a form of refund issued [...]
Tax Season Final Push: An Essential Checklist for Accurate Filing
As the deadline for filing income tax approaches, it’s crucial to have all the necessary information and documents at your [...]
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
Financial Literacy Videos
We highly recommend Pat’s services to anyone in search of a well-grounded hard working individual. My wife and I see Pat as more than a Financial Advisor. He is a trusted friend. He is first and foremost a caring family man. Pat started out as the insurance agent for our homeowner’s policy. Soon, we trusted him with our auto and life insurance policies, too. About 10 years ago, we rolled over my wife’s 401 retirement fund. With Pat’s guidance and knowledge, we are very pleased with the results.
Our regret is that we did not turn to Pat with all our assets sooner. After some disastrous experiences with other planners, in which we were ill advised, we experienced heavy financial losses in the 2008 crash. The biggest problem came with a previous planner who purposely or inadvertently did not communicate well with us, as to our goals. He was “doing his own thing”, and risking our investments when the bottom fell out. We never received the “hands on” service that Pat offers regularly. Pat understood our goals from the beginning and provided several avenues of investment options. He allowed us to choose without any pressure on his part. We have known Pat and his family for over 30 years and have known them to be of the highest character and integrity. At first we hesitated working with someone so far away from our location. Due to Pat’s conscientious approach, the distance did not hamper his ability to provide wonderful service. In a time of a very fluid economy and market, he has found safe and profitable ways to manage our retirement investments that have become extremely important to us now that I am fully retired. My wife and I have been using the services of Patrick Acree as our financial planner for just over 10 years now and have been extremely happy with our relationship with him. We have and will continue to recommend Pat to everyone we can, as he consistently provides friendly, knowledgeable, and secure “hands on service” with “above and beyond” follow-up.
Pat Acree helped us through a tough time. My brother and I were caretakers of our mother’s finances and estate during the remaining years that she lived in a nursing home. Pat’s understanding was invaluable. Before Mom was in poor condition we had switched over her assets. It was the best decision. It helped her, and it helped us, weather through this trying time of life. We didn’t have to worry about the finances on top of all the other decisions that we had to make. The discernment and character that Pat has about his job is a rare thing to find in this day and age.
Pat has been my friend for many years! He began as my insurance agent. He is a wonderful husband, father, and friend! He loves the Lord and serves him with all of his heart! If the world had more people in it like Pat, there would be much more love and compassion! I am blessed to call him my friend!
We first called upon Pat for help when I qualified for Medicare insurance. A friend recommended Pat. After meeting with Pat, we knew he was just the help we needed. First of all, he is very knowledgeable about insurance, and he really tries to find the plan that is best for you. Second, he is a great financial advisor. He has helped us several times in deciding how we should invest our retirement money. Thirdly, he was very helpful in finding new life insurance policies for both of us. Our old policies were outdated and the costs were eating up the cash value of our policies. Last of all, he is a very godly man. He is an honest person — one you can trust. He is very outgoing and easy to talk to you. We always enjoy talking to Pat and appreciate his help.
